I’ve been writing a “statement of need” for an adoption grant application and been trying to explain how poor we are. Not poor enough that we can’t handle the adoption of course, but poor enough that we need help. Which raises the question of what’s “poor enough”? After all, who doesn’t need help, especially these days?
It’s been an interesting exercise. At any rate, I found myself trying to describe our family as financially responsible and frugal and trying to give realistic examples to back it up. I kept wondering what other people do to be cheap. After all, one person’s frugal is another person’s extravagance. One person’s necessity is another person’s luxury.
I want to share a few areas where I think my family is being cheap—not to brag, but to share some thrifty ideas. I hope you’ll share your thrifty ideas in the comments. It’s kind of a touchy subject because everyone has different values (cable TV may seem like an extravagance, but if it’s your only entertainment expense and you never go to the movies or buy DVDs that might be pretty economical), but I hope maybe we can learn something from how others have done it. Saving money is always good, but especially in this economy.