So marketing guru Seth Godin wanted to help everyone out with some spring cleaning. He suggested you call your credit card companies and threaten to cancel if they don’t lower your interest rates. It’s a good idea, but he suggests you’ll save a few hundred dollars.
That’s true–if you have credit card debt. If you don’t have credit card debt, well, it won’t save you anything until you get some credit card debt (which I don’t recommend). I realize credit card debt is pretty standard, especially among my generation. But that should be a bad thing.
Go ahead and get that interest rate lowered if you can, but don’t stop there. Mother-approved spring cleaning would mean paying off that credit card. It might take until the next spring cleaning (or the next one), but that would be worth rejoicing over. Boom.
Have you heard what the folks at PETA are up to? Being a parent and needing to think about responsible parent type things, I’m trying to figure out what they’re thinking. I don’t normally, or um, ever, link to porn, but it’s a necessary evil of discussing what they’re doing, so here we go.
Time has an incredibly interesting article,